In plain terms: your membership joins a shared fund that helps members' families with funeral costs — up to £6000 for eligible members. This page explains how that shared fund works and how support is allocated fairly under our published rules.
All membership contributions come together into one shared fund. It helps to think of your membership as joining a group, rather than opening a savings account.
Once paid, contributions become part of the shared fund and are applied in accordance with Registry Rules.
Good to know: Because it's a shared fund rather than a personal savings pot, the group can support members' families in a way individual saving couldn't.
When an eligible member passes away, LifeRegistry considers a contribution towards their family's funeral costs — allocated fairly under our published rules and the funds available at the time. We may request supporting documentation before making a decision.
No discretionary decision creates precedent. Each case is assessed on its own merits at the time.
Funeral support grows the longer you're a member. These are the maximum amounts of support at each stage:
These are the maximum amounts of support at each stage, allocated under our published rules and the funds available at the time. Your Digital Vault and organised affairs are included from day one.
In short: a clear, fair way for members to help each other's families with funeral costs.
You're free to leave whenever you like:
Your past contributions stay with the shared fund, continuing to support members' families. LifeRegistry may amend the framework to protect sustainability, reflect operational realities and maintain fairness across members — always communicated transparently.
No amendment creates retrospective entitlement. Changes apply going forward only.
Questions? We're happy to help. Ask us anything before you join — there's no obligation.
Members and prospective members are encouraged to: